Don't you just love Economics and Communications (E&C)

[chris macrae]

related link: TrillionDollarAudit.com  Reason why any parent should love E & C The hi-trust economist, Keynes, said that what futures will be possible for your children and grandchildren depend above all else on system designs these two experts make. They are the designers of whether man's biggest organisational purposes are valued round goodwill, transparency and human sustainability. And their impacts have exponential consequences for better or for worse. If economists had truly implemented Keynes knowledge- the 2010  nostrum of a system too big to fail would never have had currency -preventing such systems  as too big to exist would have been a hippocratic oath of any professional the public grants a monopoly to rule over us Mathematically this means that any analyst who quotes number to you isnt worth a cent unless they also show you how they calibrate the exponential future consequence being directed by their analysis SUSTAINABILITY Since 1950 the world has spent more and more on communications, and today's net generation is in the midst of a communications revolution which  makes history's innovations including the printing press and the steam engine look like minor blips in transforming human connectivity. What are the exponential opportunities and risks of this? Everyone concerned with humanity's future needs to urgently engage all their networks of friends in exploring this question-this is the only way that the peoples we can win-win from an increasing borderless and cross-cultural world in which the sustainability of everyone's community trust interfaces with everyone else's By 1972 The Economist had concluded that tv mass media was spinning the most costly and dumbest systems man had ever designed but the coming of the internet offered the possibility of opening up the smartest job creating media- those who wanted to join in exploring this were invited to become alumni of Entrepreneurial Revolution. Plan for professionals aged 25-35 in 2015 to be the most educated, connected and caring system designers the human race has ever graced- design capital to invest in their millennial goal solutions Over the next quarter of a century, many of ER's greatest entrepreneurial revolutions needed to come from the Eastern hemisphere because that is where population statistics showed the majority of millennial would grow livelihoods - the West needed to celebrate every opportunity of designing win-wins with this unprecedented potential for  innovation and human progress. Post-Industrial Revolution: Mobilising Open Education Gateways? While the history of civilisations demonstrates how few have survived the degree of change 7 billion people face as the 21st century comes of age, the good news is that unlike the scarcities of the industrial age caused by consuming up things, most knowledge multiplies value in us In 1996 (thanks to a loan from George Soros and advice from open technologists linking in to MIT Boston) Bangladesh became the first country to start experiments in how mobile access could end poverty; Kenya soon joined in as Africa's lead experimented in mobile race to end poverty; meanwhile wiard technologists who twinned with MIT in Boston connected the smartest races of engineering and architectural innovations of new media; and all along those who connected wizard millennial technologists with womens most urgent apps helped sustain the most joyful economic and social advances of all. So in indexing the search fro the world record job creators we propose to use the cataloguing device tabled below Index for dont you just love economics and communications?

7 wonders of Youth & Yunus  how to make a job creating youth olympics the most popular twin city movement to host -more popular than any sporting world cup! what will ending a world in which half of people are unbanked entail how do we make the world's best job creating university free online always accessible to all how would a nearly free nursing college be the catalyst to 8 times lower cost better quality health service for all what does a place need to do to ensure it never loses a youth who could be a brilliant open source tech wizard of sort that ihub economies flourish around what would a clean energy. water, food secure and zero waste curriculum look like from grade 3 up- and how to tune this with connectedness of human race and nature being a win-win around the 21st Century's global village planet how can a place's most trusted leader of next generation goals organise monthly social  business fund competitions for youth 25 years of work of my grandfather with Mahatma Gandhi forms this idea: OPEN Education and peaceful transformation beyond a failing nation go hand in hand SO..........How did education today become the most misdirected investment in so many places around the world? Curiously, part of the answer seems to be that many of the western social entrepreneurs inspired by Gandhi did not value his main transformation idea. If you find your country being ruled by a regime which is increasing putting more and more of your people's livelihoods in jeopardy with laws that do not empower everyone's rights, start a completely new education system, Several of the best  job creating education systems in the world have been inspired by Gandhi the 40000 village schools of BRAC in Bangladesh, which empowered 15 million vilage mothers at BRAC and Grameen to end generations of illiteracy on behalf of their chldren Training teachers in Paulo Freire's revolutionary framing of how to action learn city montessori at lucknow and probably its no cultural accident that the greatest change to curriculum at university and schools is being celebrated in Mandela's S Africa- the second nation of Gandhi.......... ================  khan academy and viralising 9 minute action learning competitions how open space unleashes the greatest innovation talents from age 9 up empowering a human to maximise time spent at experiential edge of own most unique competence open learning campus and world record job creators game of MOOCwho understand how MIT became the developed world's number 1 job creating alumni network valuing fast replicating educational franchises such as kenya's bridges academy researching why 10 million chinese families made the book of new zealand's http://thelearningweb.net a bestseller

1 leaders of best ideas for worldwide sustainability of communities and open communications owners
2 Community banking			3 Jobs education
4 Mobile leapfrog & youth tech eg college 1		5Health leapfrog eg free nursing colleges eg colege 2		6 Energy, food , water, land security leapfrog eg colege 3
7 Africa & S millennials	8 MIT etc twin millennials capitals		9 Asia leapfrog		10 Women4Empowerment

1.0 mobile and satellite owners mediate economics for good of every human livelihood- and change dynamics of superstar value chains

The Economist's 1984 why not alternative scenario  to Orwell's Big Brother endgame

1.01 samara launches free satellite frequencies - for continents of africa and of asia

1.02 mobile partners of nanocredit>w4e

1.03hi-trust leadership searches of  africa24 and ibrahim- see also african  millenials eg ilab

1.04 leaders of society generates strong economy not vice versa - bula;s attempts- water security foz curriculum with catholic church; red eye world social and economic forum trading clusters like brics

1.05 jack ma and skoll

1.06 Paul Polak designs of bottom up multinationals - and other trilliondollaraudit models that go way above zero-sum gogernance

1.07 f4d and sing for hope and thegreenchildren -involving first ladies (eg fashions) and superstars (eg practice communities their skills of universityofstars can empower) in responsibility of bottom-up valuation

1.08 ted turner family billion dollar un accessibility - heroes features at cnn

1.09 yunus at epicentre of 1000 most valuable ideas opposite to trillion dollars spent on - 10 biggest dreams/gamechanging compasses of youth - yunus top 10 miellenial investment dreas

1.10 Dream 1 : twin youth capitals jobs olympics - first benchmark atlanta nov 2015 L turner communications family with trust gravitas of carter, luther king family, nobel peace laureaes: yunus twin youth capital  olympics one of yunus  free millennials' goals and invest in their collaboration solutions

revisiting 1984 : good news hunt of 30000 microfranchises -will public broadcasters free their responsibility to the peoples not to top-down politicians and others seen to be mobilise the least trustworthy futures of the nightmare that spun as murdoch's new of the world

[chris macrae]

Community Banking before mobile villages

2.1 1976 to 1995 Grameen Bank

2.2 1972 to !995 BRAC microcredit

2.3 cooperative asia banking : stories of phillipines, indonesia and India's Nabrad?

2.4 Europe's ADIE

2.5 Africa's microloanfoundation

 Emergence of digital age microbanking system designs

2.11 1999 Jamii Bora

2.12 2005? MPesa kenya (then tanzania)

2.13 2005? KIva, kiva zip , puddle

2,14 Today's integration:  BRAC 3 stage national banking : microcredit, brac civic bank, bkash and knowhow network gabv.org

2.15 Nanocredit shows that the most trusted investor in portfolio of microfranchises may in future have more of a telecoms and educational foundation than the original microcredit's could imagine being designedaround

Main lesson -frrom bangladesh - never separate banking and job creating education out of any sustainable - community; poorest village mothers are safer system designers than the heads of jo morgan, goldman sachs and the Fed and the EuroBustYouth- see jamii bora training and jp morgan

youthworldbanking at world bank needs to select bottom -up banking experts including soros to design its goodwill banking curriculum; post 2015 summits would better be gravitated around microeducationsummit than microcreditsumit

[chris macrae]

6 Yunus Dreams

how to make a job creating youth olympics the most popular twin city movement to host -more popular than any sporting world cup!

what will ending a world in which half of people are unbanked entail

how do we make the world's best job creating university free online always accessible to all

how would a nearly free nursing college be the catalyst to 8 times lower cost better quality health service for all

what does a place need to do to ensure it never loses a youth who could be a brilliant open source tech wizard of sort that ihub economies flourish around

what would a clean energy. water, food secure and zero waste curriculum look like from grade 3 up- and how to tune this with connectedness of human race and nature being a win-win around the 21st Century's global village planet

[chris macrae]

From Muhammad Yunus life work part 1 to 1996, we can see that  "Ending the unbanked person" addresses at least 4 questions in one:

how is the most basic human right of saving facilitated

'what is the role of credit in sustaining a person's livelihood opportunities

are local markets deeply embedded so that no hard working person (how ever small their enterprise) is excluded from affordable trade

what's the point of schooling for most of us if it doesn't seamlessly mesh with either apprenticeships or maximising our job creating social networks and value as microinvestment opportunities

After a generation of banking so that poorest village mothers could sustain income generation, the original microcredits took on the second challenge of investment banking in millennials emerging breakthroughs from the village phone to solar energy networks to linking the bangladeshi youth tech wizards to worldwide peers of the most exciting race http://2030now.blogspot.com

[chris macrae]

The Main Systems Challenges of 7 Billion Human Beings Today?

Many of Humanity's Greatest Inconvenient Truths are colliding around those of us parneting first net generation

1 Gandhi's what to do when your profession is the problem- compounding rules that will destroy more and more livelihoods

2 Looking back at the 2 century's that have seen half the world advance up to 200-fold in health and wealth, and and the other half barely at all- how will we reconcile the main explanation. Places that grew were the first to extract the whole planet's natural assets especially energy. Often the peoples in places with the most resources became the most extracted from and so the poorest.

3 How will the roles of these 5 groups need to change in next decade if the millennial generation is to be sustainable let alone race to a world of ending poverty and ending underemployment: bankers, ruling professions, communications designers, educators, public servants?

3a How do we go beyond nation boundaries - at far as is needed  to reconcile history's exponential consequences of trades that ended up with some peoples being the chief extractors and other peoples being the most extracted from?

3b In a borderless world ( where people's digital livelihoods will often exchange more value than what they physically do to people whose community they live in) why would any nation's public servants spend 15% or more of all their people's lives on arms races? 

[chris macrae]

Asian Millennials

gandi education connections

superport singapore to dubai

brac

grameen

Jack Ma

Creditease?

w4e in asia

quadirs in asia and legatum out of dubai

abdul latifee networks

consider japan  and akira foundation  and ito at mit lab

nippon institute -crop science connetions borlaug, brac - te economist's happiest chart

global leadership millennials tokyo uni

grameen intel and nabard

grameen danone and china extensions

consider s.korea kim to ban-ki moon

to consider bangladesh

consider asia pacific collab century and china

[chris macrae]

how can a place's most trusted leader of sustainable goals organise monthly social business funds competitions for youth

Dr Yunus has now coordinated the first 20 of these out of Dhaka- what's been learnt so far and what possibiliities can now be imagined?

To understand why the elders most concerned with future sustainability of a particular place should be converging on this process, recall that the audit maths of social business is the exact opposite of the least sustainable audit ever designed. This unhappy state compounds wherever one group of people extract the most from every other group of people every quarter- the speculator value analysis that Big Accountants, Banks and MBAs, left unmediated by any other valuation of goodwill, have globally viralised. Their impact has been to decimate net generation livelihoods in so many parts of our young 21st world

The good news is that if big bankers operating by the least sustainable rules will only fund startups that say promise 15% returns, effectively all of the difference between an operating model that is sustained by proving it is earning at least 2% positive cash flow can now be invested in job creation or better service training of employees. How many small businesses in your town could be more sustainable -and innovative - for everyone if they were backed by social business capital not 15% return capital. That's probably what 90% of the winners of the first 20 yunus social business competition are designed round. But others offer exciting links to worldwide collaboration because they also offer network replicable solutions (beyond sustaining jobs in one place ) in a life empowering areas that multitudes of places' futures urgently need to celebrate to engage  youth's energies and  sustain family's intergenerational savings.

How might the model of sustainaing Dhaka be twinned with other capitals where elders run social business funding competitions for youth

IMAGINE IF 1

Imagine if one state in the usa changed its university model for getting students in 25000+ dollars in debt to earn a paper certificate to a commitment that your last year will involve you in monthly competitions until you come up with a fundable social business idea- and if it takes longer than a year then that's free on the university. Of course this would change the competences of staff and university - as well as how staff and students used online learning campuses partnerships around the world. However couldn't it be a better way to spend state taxes than having to pay for unemployed youth. As you look round Youth and Yunus other 7 most urgent wonders, you can many ways in which the univesrity that graduates job creators not crtificates will be a key to more and more places sustainability

[chris macrae]

2.1 The Grameen Bank Model

While 30+ years of evidence suggest this may be the safest banking  model ever designed, there are few if any nations in which the constitution of Grameen has a legal home. In Bangladesh the ordinance which had granted Grameen Bank its own constitutional licence in 1983 was revoked around 2010. Probably Kenya is now closest to legalising progressive banking for the poorest models like Grameen. Innovations Journal (reference to come) discusses the vital role regulators network now play in empowering or blocking banking for all of its peoples. Your reports, nation by nation, are welcomed [e-mail]

SPECIAL LEADERSHIP TRUST REQUIRED

Probably the most remarkable organisational ability of muhammad yunus evident in the evolution of grameen bank from 1976 involves inspiring thousands of young graduates to become barefoot bankers. In the grameen bank system a branch serves 60 local centres of 60 village women each every week. That's 3600 banking customers per branch - with typically a branch manager and 2 supporting staff. By living in the village we typically mean no electricity or other modern infrastructures. Some of this nstarted to chnage from 1996 with 2 leapfrog networking innovations introduced by grameen:

garameen (mobule phone)

grameen nenergy which involved inspiring up to 1000 barefoot solar energy engineers 

Each banking centre's (60 vilage nothers) weekly visit connectes three processes in one:

maximising ownership of local market trades

sharing knowhow and recomitting to the 16 decision culture

 savings and loans

Grameen managers also distributed non-financial line extensions the first of which was carrot seeds so that village mothers could end night blindness of their infants by developing a vegetable garden around each centre

It took 7 years 1976 to 1983 to perfect the 60 by 60 village design and get a Bangladeshi ordinance passed including the unique constitution of majority ownership of the whole bank by the village mother customers.  Until 2010 Grameen Bank's unique model became the benchmark inspiration celebrated at microceditsummit and the most fabled banking solution to unite the human race to end poverty.

The key actions of grameen bank celebrated in regularly grameen dialogue reports included:

how man loans and repayment rate

how many grameen one-room dwellings financed

how many secondary scholarship delivered

GLOBAL VILLAGE SOCIAL NETWORKS?

the 60X60 womens hub structure of Grameen Bank may also have been the most social network design ever  ; it certainly had fast consequences in empowering the launch of grameen phone around one village telephone lady per centre of 60 women to linkin

Those who want to understand grameen bank design in compete detail probably need to study 4 periods:

the project stage 1976 to 1983

from ordinance to 1996 which is the date Grameen Phone started to change 2 things: 1) bank managers alongside the grameen phone ladies were the first to use mobile connectivity across the villages; the dividend due to grameen bank members through one third ownership of grameen phone when not payable as cash due to variations in local law provided funds most of which to development of grameen kalyam ( a health insurance and service)

post 201 when the sheikh hasina government started changing the constitution of grameen bank and ousted Dr Yunus from its operational leadership